Bakersfield Homes For Sale CA Keller Williams Short Help Stop Foreclosure MLS

I'm one of a hand full of Realtors® in California that is a CERTIFIED SHORT SALE SPECIALIST™ and a CERTIFIED PRE-FORECLOSURE SPECIALIST™. What that means to you is that I have the training to help you solve your Foreclosure in CA or Short Sale Problem.

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Thank You for visiting my web page, my name is Gilbert Aguirre and I'm a Realtor in Bakersfield, California with Keller Williams Realty and have access to the Bakersfield MLS listing properties. I can help you with any question you have on buying a great deal in Bakersfield, CA or short sales, foreclosures and loan modification for homes. Call me if you have any questions on real estate or term life insurance too.

Helping people buy and sale homes "Real Estate" in the North, South, West and East of Bakersfield, CA. Also Known As: Rosedale, Greenfield, Stockdale West, Bakersfield College Area "BC Area", North Of the River, Seven Oaks, You Name It I Can Help.

Buying or Selling of your Home, Homes or any Real Estate in Bakersfield, CA Shafter, McFarland or Wasco doesn't have to be stressful. I have extensive knowledge of the real estate market in Kern County, California and have experience and real estate knowledge in the City of Bakersfield and Shafter to help make the real estate process easy, stress-free, and enjoyable. For all your Bakersfield real estate needs, contact Me! I'm a Realtor and a members of the Bakersfield MLS and I work for Keller Williams Realty in Bakersfield, CA.

A foreclosure legally allows your lender to take back your home and resell it if you fail to make your mortgage payments. If the resale value is lower than the amount you still owe on your mortgage, you could end up owing the difference (this is called a deficiency judgment). Not only does foreclosure have long-term, damaging effects on your credit history, it also becomes a matter of public record.

In real estate, a short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done through communication with a bank's loss mitigation or workout department. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender, sometimes (but not always) in full satisfaction of the debt In such instances, the lender would have the right to approve or disapprove of a proposed sale. Many Short Sales leave a deficiency balance for which the Mortgagor / Borrower is still liable. In 99% of all cases it is not a settlement-in-full. A deficiency balance will remain as a potential liability for the Mortgagor / Borrower. The bank's opportunity of pursuit of a deficiency judgment will vary from state to state

A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

Bakersfield is located in Kern County in south central California, on the Kern River at the southern end of the San Joaquin Valley. It lies along Highway 99 and 58, between Fresno and Los Angeles.

Bakersfield was settled in 1858 by a handful of families who had trekked northward through the El Tejon Pass seeking home sites rather than gold. The town was named by an early settler, Colonel Thomas Baker, who invited the weary travelers through the valley to rest overnight. These travelers would plan in advance to meet and rest in "Colonel Baker's field." Baker formally laid out the town in 1869, and within two years the city had a telegraph office, two stores, a newspaper, two boarding houses, one doctor, a wagon shop, a harness shop, one attorney, a saloon, and fifty school pupils. The Bakersfield Centennial Garden and Convention Center rests on part of the original Colonel Baker's field as well as the Centennial Plaza community park.

Growth was spurred with the railroad's arrival in 1874 and development of the Kern River farm irrigation system.

The City of Bakersfield was first incorporated in 1873, and in the same year, the County seat was moved from the booming little town of Havilah to Bakersfield. Three years later, the town decided to disincorporate. It was not until 1898 that the community incorporated again. The 1910, the City of Kern, formerly the Town of Sumner (East Bakersfield), annexed to the City of Bakersfield.

In 1915, the citizens of the City of Bakersfield adopted a charter calling for the city to operate under the council-manager form of government. This charter provides that the governing body of the city shall be the city council composed of seven members, one to be elected from each of the seven wards of the city for four years, overlapping terms, with a mayor elected from the council. In 1957, the charter was amended to elect a mayor at large.

Bakersfield was one of the first cities in the United States to adopt the council-manager form of government. This type of government provides that the city council adopts ordinances; appoints members of various committees, boards, and commissions; and establishes general policies for the city. Final determination of all city policies rests with the seven members of the city council. The council also appoints a city manager to implement council policies.

The changes have been many since Colonel Baker's time, but Bakersfield still retains the hospitality originally extended by the Colonel. The City of Bakersfield now boasts a population of over 297,000 people (the 13th largest city in California) and covers more than 110 square miles.

With its big city conveniences and advantages, Bakersfield still manages to maintain an atmosphere of small town hospitality, friendship, cooperation, compassion, and optimism. In 1990, the citizens of Bakersfield received the National Civic League's stamp of approval through the designation of an "All-America City" for proactively dealing with the needs of its citizens. Hallmarks of the Bakersfield community continue to be a high quality of life, a strong family orientation, and the fact that people care.

Today Bakersfield, is a commercial, manufacturing and distribution hub of an agricultural and petroleum-extraction area. Points of interest include the Kern County Museum, comprising more than 60 recreated or restored early structures; and nearby California Living Museum, featuring a zoo, natural history museum and botanical garden. Country singer Merle Haggard was born here.

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Real Estate Agent Gilbert Aguirre, with Keller Williams Realty in Bakersfield California who has access to MLS properties and home loan modification can help you short sale or stop foreclosure in CA.

Avoid Foreclosure! Behind on Mortgage Payment? Adjustable Rate Mortgage Resetting? Owe More Than Your House is Worth? Worried About Your Credit? Loan Modification or Short Sale Could Be Your Answer Free Consultation!!! CERTIFIED SHORT SALE SPECIALIST™ CERTIFIED PRE-FORECLOSURE SPECIALIST™

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